<p>I have a similar problem, I owe a college money but not for lack of student loans or financial aid. I owe them money cause THEY screwed up and disbursed my loan money to me early and now I HAVE to pay for it. So now my transcripts are on hold and I want to go back and finish my school. I have been unable to find a job in the past 3 years and I would be still attending school if I had been able to focus on school instead of a MAJOR move my family was making at the time. I spent a lot of hours looking for a place for my family to live (I am married with 3 kids ranging in age from 12, 9, and 6). Those ages are current. This was 3 years ago. So as you read the move was big for us. Now I have consistently applied for jobs over the past 3 years and have not received them (even the ones at McDonald's and walmart) due to someone else coming in and having a degree. What do I do, I can't repay them and it's not as much as the person who started this discussion but it's still a lot. I only owe $2900 but on my husbands income which barely keeps this family afloat I can't do it. Should the school even be allowed to make the student pay for THEIR mistake? Quite honestly I think the school should pay and not the student.</p>
<p>What are you saying?</p>
<p>Are you saying that the school made a mistake, gave you loan money, you spent it, and now you want the school to pay it back? Please clarify.</p>
<p>Where did the money go?</p>
<p>MODERATOR NOTE: This thread was moved from the Admissions forum, but I am unsure what other discussion the OP is referring to.</p>
<p>lets test for understanding</p>
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</p>
<p>You knew that you needed loans to pay for school. They disbursed the $$ to you and you spent it instead of ensuring that school was paid for. </p>
<p>
You knew when you got your financial aid award, how much school was, how much “free money” if any that you were receiving at how much money from your loans would be needed t pay the school. At the end of they day, you are responsible for ensuring that your bill is paid. It is your mistake if you misappropriated the money and spent it on other things vs. making sure that your account with the school was settled. </p>
<p>As long as you owe the school, they will not release your transcripts because that is the only recourse that they have.</p>
<p>Now I have consistently applied for jobs over the past 3 years and have not received them (even the ones at McDonald’s and walmart) due to someone else coming in and having a degree</p>
<p>Do you think we’re idiots? McDonalds and Walmart do not require degrees to be hired. Heck, McDonalds hires kids that are still in high school.</p>
<p>I’m not buying this at all.</p>
<p>Your kids are school age. Have you thought about substitute teaching, or providing home child care after school, or getting a job at a school as an aid in a classroom or working as a “lunch lady”? There are tons of jobs like that that fit well with having kids. You just have to be quick about doing your research and applying early, etc.</p>
<p>When you got the loan disbursement early, what did you do with the money? Did you set it aside to pay your college? Did you realize what the money was that you were receiving? Did you question the FA office, or just think of it as free money from somewhere?</p>
<p>So you took out a loan for school, for one qtr?
Did you attend?
Whether or not you attended school, you are liable for what you borrowed plus interest.
Have you made any payments?
Have you contacted the lender about adjusting terms if you cant afford the current payments?</p>
<p>You have been looking for a job for three years but haven’t found one?
Parents often need flexible hours but there are many things you can do that fill that criteria even if it doesn’t pay much initially.
You also mention that you moved, was the move for your husbands work? Is it possible his company is hiring?
I do not understand the reasoning that the college should pay for your loan.
When you take out an educational loan, part of the process is understanding what that entails, and they don’t disburse the money until you have signed off as understanding your rights and responsibilities.
There isnt any negotiation, it just has to be paid back.
Re: jobs
Try looking at your states unemployment security office for additional work search tips. Even though you are looking for low skill jobs, they may be able to help you identify what is keeping you from being hired and may have something for which you are suited.</p>
<p>Sorry. You received loan money. You didn’t pay your college bills. You owe the school money. Nothing else really matters. If you don’t pay the bill, they will not release your transcript. </p>
<p>How much do you owe? </p>
<p>I agree with others…you could have provided before and after school child care, mowed lawns, cleaned houses.</p>
<p>I’m baffled at how you think the school is at any way at fault here. You get a student loan. You are expected to pay for school and school related expenses with the loan. You have to pay the loan back with interest. My son and daughter understood those concepts at 17 ad 18 years old when they started college.</p>
<p>The school would be stupid to release your transcripts. You used a service you did not pay for then and have not paid for since. How in the world is that their mistake? Good Lord.</p>
<p>you caused the situation, now it’s time to pay the piper…</p>
<p>i suggest you make reasonable, satisfactory payment arrangements. it will take time, of course, but it will benefit you in the end.</p>
<p>good luck to you and your family.</p>
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</p>
<p>Not a screw up by the school. Standard operating procedure. At the beginning of each semester, you are disbursed your loan proceeds for the semester. Some loans you have to repay immediately if you withdraw during the semester. That is your problem, not the school’s. All loans you have to repay eventually. Since you have been out of school, you have to make payments on all loans.</p>
<p>So, where is the problem?</p>
<p>OP has left the building. Only 1 post and they are not getting the answer they want. Entitlement and victim mentality at their finest!</p>
<p>…probably went somewhere to cry…</p>
<p>just because i said to make satisfactory payment arrangements!!</p>
<p>oh well…</p>
<p>Round3, the same thing actually happened to me the past fall semester in my senior year of my bachelors degree. Excess refund scholarship/loan money was disbursed, and a few weeks later everyone in my program got emails that there was some class that we weren’t charged for in the amount of roughly $700. I immediately went online and paid it. Something tells me that you most likely did not make that choice. In addition - if you owed the school ~3,000 dollars for an entire semester, I expect they’ve probably e-mailed you/snail mailed you from the get-go that it had to be paid.</p>
<p>It isn’t the school’s responsibility to pay for your education or whatever you spent the money on, regardless of what mistake they made. In my experience, the lady I spoke to regarding the mistake was so rude, and I still never felt that I shouldn’t have to pay the money. It is a bill that YOU owe…of course you should have to pay it.</p>
<p>Since op has not returned, closing thread</p>