Naive hispanic male needs your help

<p>Hey everyone! I really need some opinions on my chances on getting into certain schools. I just finished junior year, going to senior year this fall. I'm a Hispanic male living in New Jersey. My father is a truck driver and my mother is a lab technician. My parents are completely clueless, unfamiliar, and uninterested about college applications, college essays, SAT/ACT, AP Exams, and interviews. I am on my own with no guidance what so ever. ( I feel that that is what I should write about for my college essay) The guidance counselors at my school are a joke and tell me stuff that I already know. I want to apply to very selective and top tier schools but I definitely feel way over my head, naive, and extremely overwhelmed. So tell me what you think.
GPA ( my school does GPA out of 100, I know I'm somewhere in the 92-94 range)
GRADES Junior Year: (I assume that universities only look at Junior Year to see the type of student you are right now, not how you were freshmen year)
H. French 95, H. US History 93, Chemistry 95, Algebra II 90, AP Language & Composition 87
Senior yr schedule:
AP Biology, AP Literature & Composition, AP French, Human Anatomy & Physiology, Pre-Calculus, Teen Pep, Painting</p>

<p>Extra-Curricular:
Vice President of Class of 2011 Freshmen Year, Sophomore Year; President of Class of 2011 Junior Year; Secretary of Student Government Organization Senior year, Peer Leadership Program, French National Honor Society, Environmental Actions Club Member, School Newspaper writer, & a teacher's Aid for Catholic Sunday School
SAT: My parents couldn't afford a tutor, they didn't care, and therefore I didn't care. I completely blew off the SAT; I took it once and got a 400 in CR, 490 in W, and 510 in M
I never practiced or had time to buckle down and concentrate, no one pushes me, so I had to do it myself. I’m taking the SAT again in Oct and a SAT II in Nov.
Universities I would like to apply to:
New York University, Rutgers University, George Washington University, UMass Amherst, Lehigh, &.................yale!! I know my SAT scores for October will either break me or make me, being the fact that I'm a minority. I want to double major in Environmental Studies & Cellular/Molecular Biology. I want to go to Medical School to become a surgeon.</p>

<p>So tell me, am I a naive fool? What are my chances, let me know</p>