<p>So I sent in the paperwork and a check to the NFCU in the provided envelope.</p>
<p>Will they send us any kind of confirmation or any other paperwork before we report? Or will we just find out everything on I-Day?</p>
<p>I'm thinkin' about calling the USNA office to see if they got my information.</p>
<p>My daughter received her pin number and account confirmation in the mail today. She mailed the check and paperwork out about ten days ago.</p>
<p>I got a pin number a week or two back, recieved my VISA card in the mail last week!</p>
<p>Member since August 3rd, 1986. :D</p>
<p>Zaphod...you might want to sit down, cuz this is gonna make you feel just a little old...</p>
<p>...but that's when I was born...</p>
<p>This will make you feel older...that's more than a year before I was born...</p>
<p>Just activated my Visa card today...so excited!! I've never had any kind of card, credit or debit, before!!</p>
<p>And yes, they will send paperwork. And more paperwork. And confirmation beyond confirmation.</p>
<p>Holy crap that makes me feel old and I am not as old as zaphod. I was born in 83, I've got 4 years on basicly everybody. But if you really want a good bank I recommend USAA, no actual bank locations which sucks, but they refund ATM fees, interest bearing savings accounts and you can link it with car insurance. Which I highly recommend everyone using USAA, it is significantly cheaper for military members. I've been with them since 1998. See yall soon.</p>
<p>I second that for USAA. I've used USAA for a while now because I come from a military family, and I've really enjoyed the great benefits that the bank provides. I'm sticking strictly with USAA and not even bothering with NFCU.</p>
<p>How do you deposit checks with USAA? I just joined and was kinda curious as to how that works since they don't have bank locations.</p>
<p>They send you prestamped/addressed envelopes that you can send deposits in with. Plus how often do you actually deposit something besides a paycheck. And in the navy all they use is direct deposit, so that doesn't even happen. Just saves you some money on ATM's and gains you some on savings account.</p>
<p>
[quote]
Zaphod...you might want to sit down, cuz this is gonna make you feel just a little old...</p>
<p>...but that's when I was born...
[/quote]
[quote]
This will make you feel older...that's more than a year before I was born...
[/quote]
My application for Medicaid is around here somewhere..... :eek:</p>
<p>
[quote]
Just activated my Visa card today...so excited!! I've never had any kind of card, credit or debit, before!!
[/quote]
Do yourself a favor: Cancel it and cut it up RIGHT NOW. You don't need it.</p>
<p>The Bible got it wrong: It's not love of money that's the root of all evil; it's credit cards.</p>
<p>Learn to live on cash. Trust me. I'm still paying for pizzas I ordered 10 years ago. Don't make the mistakes I did.</p>
<p>
[quote]
I'm sticking strictly with USAA and not even bothering with NFCU.
[/quote]
Smart man. It's what I have even now. They CANNOT be beat in terms of banking, insurance, or anything else they do. PERIOD.</p>
<p>So Zaphod, you're a member of NFCU and USAA? What did you find wrong/unsatisfying about NFCU that made you start using USAA?</p>
<p>Nothing unsatisfying. I used NFCU the whole 10 years I wore the uniform.</p>
<p>However, when I got out in 1996, I quickly discovered that USAA has the BEST insurance rates on cars and homes anywhere. Upon my divorce, I needed to start over, so I went with USAA on everything. Couldn't be happier.</p>
<p>USAA is designed to do everything on the phone or online. NFCU didn't have that back then, nor did they have insurance.</p>
<p>Having had both, I say the NFCU is a great bank, but USAA cleans its clock.</p>
<p>Question:</p>
<p>Do they have a choice between NFCU and USAA? Do they give them a choice? </p>
<p>Our son has an account w/USAA already and would hate for him to have to juggle two, plus, in terms of loans in the future, his account would be older. </p>
<p>We've had USAA for over twenty years and they are great!</p>
<p>Marmadillo, just want to make sure you know that it doesn't work like a credit card. There is not a large amount of another persons money at your disposal. You deposit, and you can spend. I am assuming you know this but you mentioned debit and credit. It just works where visa is taken. Don't worry Zaphod we aren't borrowing any money.</p>
<p>Yeah, I got mine about a month ago, and I have 460ish dollars, in it and a 100 to add. Yay.</p>
<p>
[quote]
Do they have a choice between NFCU and USAA? Do they give them a choice?
[/quote]
We weren't offered a choice, but it was a very different world 20 years ago. Even if they don't now, there is nothing stopping you from changing your direct deposit later (say, after Plebe Summer).</p>
<p>
[quote]
Don't worry Zaphod we aren't borrowing any money.
[/quote]
Good for you! :)</p>
<p>Not sure I am understanding the difference between the NFCU and the NACC- can someone please elaborate?</p>
<p>I believe our son received paperwork in his last mailing to sign up for the NFCU, which he did, but I do not recall seeing anything about the NACC. Thanks for any info!</p>
<p>Sorry, but I'm afraid I'm not familiar with the term "NACC". :confused:</p>
<p>NFCU is Navy Federal Credit Union, and is a bank (Credit Union) just like any other, but which caters to the Navy and Marine Corps.</p>
<p>I've been a member since 1986, and stopped using them for reasons having NOTHING to do with them (divorce) only 2 years ago. They have branches at almost any Navy or Marine Corps base (sometimes more than one), and in some major cities (there is a branch in downtown Miami, where nary a ship moors). They have great service and are very convenient.</p>
<p>USAA (now that we're clarifying) is a bank/insurance provider/investment broker that caters EXCLUSIVELY to the military, CIA, FBI, etc. They offer a complete range of financial services, and are absolutely PHENOMINAL. I actually interviewed for a job with them a while back (didn't get it) and you WOULD NOT BELIEVE their facilities!</p>
<p>If I had to do it all over again, I would have been with USAA from 1986. When it comes to banking, however, you can't go wrong with either.</p>
<p>yup, I know it's a debit card and don't worry Zaphod, I'm a cash kind of person too (Dave Ramsey, anyone?). I have the Visa debit card just in case of emergency stuff and eBay -- my brother got stuck in Vermont last year before he got his debit card and couldn't rent a hotel room with cash, that sort of thing. USAA DOES sound phenomenal; since we already have our insurance through them with our parents, my brother likes the idea of their reimbursement of ATM fees.</p>