If your family will slap that $20,000 each year into savings while you attend a California CC, then you could consider following the CCC to UC transfer route as a rock-bottom safety option.
However, with your stats you do have a lot of options if you are willing to go out of state, so check the list that mom2collegekids posted, and check through this one as well to see if anything is worth the application process for you:
http://competitivefulltuition.yolasite.com/