Need-based Full Rides?

<p>How common are they for UC's?
Would I be qualified if my family makes around 25k a year?</p>

<p>I believe a 0 EFC with Chancellor’s and Regent’s scholarship gives you a full ride at a UC when combined with CAL Grant and Federal Pell Grant and UC Grant.</p>

<p>Are you a Calif resident? if so, most or all of your costs may get covered thru Cal Grant, Pell, Blue and Gold, etc. You would still likely have work-study and a student loan.</p>

<p>If you’re not a Calif resident, you will not get much aid at all.</p>

<p>Yes, I’m a California resident. If I was able to be admitted into a UC, is it guaranteed I would receive coverage for my tuition?</p>

<p>Two friends of mine were both able to receive full rides at UCSC (if I remember correctly) and UCLA, both based on need. I was just wondering what specifics allow a student to receive a full ride at any of the UCs.</p>

<p>*Two friends of mine were both able to receive full rides at UCSC (if I remember correctly) and UCLA, both based on need. I was just wondering what specifics allow a student to receive a full ride at any of the UCs. *</p>

<p>People use the words “full ride” to mean different things. some think it means “free tuition”…some just mean that they got enough aid in various forms (including loans and w/s) that all regular costs were covered (tuition, room, board, books). </p>

<p>If your friends didn’t have ANY loans in their FA packages, it’s likely that they also get a merit-based scholarship in their FA packages.</p>

<p>As an instate student who went to Calif high schools and whose family only earns $25k, you will have all of your school fees (tuition) covered by grants. You may have grants, loans and work-study as well to pay for other things.</p>

<p>Another peeve, I don’t care if your EFC is 0, no reason you can’t take some loans. Maybe up to the stafford limits like most middle class kids do. You’re graduating college with the same education and ability to pay it back as someone with a much higher EFC.</p>

<p>I don’t understand how California can to continue to offer very generous financial aid to its residents (more than any other state, I suspect) when it is in such dire financial shape. Surely this will all have to end soon.</p>

<p>Depending on the college, a “full ride” that covers tuition still leaves a lot to be paid for – dorm and food can be $14k or more. Plus travel, living expenses . . . defining what “full ride” means is important!</p>

<p>*I don’t understand how California can to continue to offer very generous financial aid to its residents *</p>

<p>I don’t understand it either…</p>

<p>In reality, not all with need get the aid. Really only those who can qualify for Cal Grants, Blue and Gold and/or Pell get “free” need based aid. </p>

<p>Those with an EFC of say $15k probabaly are probably only going to get a loan and maybe some work-study…even tho COA is close to $30k at a UC.</p>

<p>@FooMonChew:</p>

<p>Well, sorry if I offended you in any way.</p>

<p>My dad already agreed on paying for my college after saving for many years. I just wanted to ease his load, if that makes any sense to you. And, actually, I do expect myself to take out some loans, for grad school though.</p>

<p>Ahnette, I’m not offended. You should attempt to get whatever you can get, if it’s 100% no loans then good for you. Mine is just a general comment that if schools required SOME loans for students then there would be more money to provide aid for people a little higher up the EFC chain.</p>

<p>I really don’t think that UC’s meet need 100% without loans…unless the student gets a good-sized Regents scholarship or similar.</p>

<p>BTW…Ahnette…you mentioned your family income, but now you’re mentioning that your dad has saved for your college expenses. If your parents have a good amount of savings, you may not qualify for some aid. You will still qualify for aid that is only based on income, but perhaps not for aid that is based on income AND assets.</p>

<p>I agree with M2CK. I have a 0 EFC every year and I take out an average of $4,000 in loans every year for UCSB. Does anyone know if you can receive money from the Regent’s Scholarship and Chancellor’s Scholarship simultaneously assuming you get the both the Regent’s Scholarship and Chancellor’s Scholarship at a particular UC?</p>

<p>Hmm.
I just ran my family’s info, including assets this time, through a quick EFC calculator at finaid, and it still came up to be 0. Does anyone know the accuracy of this calculator? :/</p>

<p>Just fill out the FAFSA and see what your EFC is. I don’t see the point of using the calculator when you have the actual thing (the FAFSA).</p>