<p>*My sister also made me take in consideration that it would cost a lot of money we don’t have to come back from school during breaks that we don’t have. *</p>
<p>You need to find out what your likely EFC will be… Use AGI income…not “after tax” income. </p>
<p>[FinAid</a> | Calculators | Expected Family Contribution (EFC) and Financial Aid](<a href=“Your Guide for College Financial Aid - Finaid”>Expected Family Contribution (EFC) Calculator - Finaid) </p>
<p>If you have an EFC that is not affordable, then you need to carefully pick out schools that will give you big merit. </p>
<p>How much will your family contribute each year?</p>