I’d take local safety off the list of major concerns. All parents consider the local community but our kids attend college on a campus. To a large extent, students can control the risks they take. And you feel you have major financial constraints. That’s your show stopper.
When finances are tight, kids can’t make lists with ideal situations, based on what they’re “looking for.” You can’t just say, eg, that Chicago or Williams meet your wants, without knowing if you meet theirs. And that’s much more than stats and an idea your ECs are good. (I don’t think you know what good means, with respect to any tips. I’ve been seeing apps for years and the vast bulk of even top stats kids have trouble understanding this.)
You need to match their type, as shown in your pattern of activities and- very much- how you present in the app and supp. You don’t tell highly competitive holistic schools (or drop even the smallest hint- or let it showinyour record) that you “hate fun.” I don’t think you should even imply to us that “Greek life, partying, drinking, vomits, noise, disgusting weekend scenes…” are either equivalent or avoidable by some mysterious control process, when you can’t afford to be choosy. This is not about your wish list of “perfect.”
You have to literally dig into why these colleges would want you and I don’t see this critical part has even started. The only input is your stats and desire for a serious environment.
Granted, you have some state unis and far less competitive colleges on the list. But the chance you will get the full FA you need is slim, among them. Not only do they, first and foremost, owe their attention and $ resources to their own state residents, but you will compete with an endless number of other bright OOS or international kids and only so many from any one country will get the nod, despite your citizenship. (It depends on the individual college whether your citizenship trumps or your international schooling.)
It’s not an open competition, there are factors which a college will use to groom the class. Again, not just what you want or what you see as reasons to be admitted.
Instead of thanking us for advice counter to what you want to hear, I keep coming back to what @austinmshauri said: create your list from the bottom up.
Name three colleges you know you match (stats and the full rest of what they seek,) where the aid is sufficient, they offer your major (or close enough.)
I ran the NPC for a couple of your state schools and they do not guarantee that aid, it’s “estimated.” In the real world of paying for college, that’s far from assurance. Any college or uni that’s need aware, may not even accept you, in managing their budget.
UT Tyler, eg, leaves it vague what aid you may get (“median” grant promises nothing.) Even adding in the student loan, they leave your estimate at up to $15.6k/year.
Take a breath, lower your expectations (for now) and learn what it takes.
It is so not what any other poster thinks of a college. You will be judged on what you do for them.
That would be the mature approach. As well, it will help inform your quest. Not asking us what we think of schools.