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the OP should definitely listen to what schools are offering and see if they can make it work.
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I totally understand that a school *might" throw in a bone or two ( a couple of grand more), but this student will already have FULL LOANS in his pkg (which I don’t think this student realizes that loans will be part of his “aid”). the exception is Vandy
So, if he ends up with a $10k per year gap between aid-with-student-loans and what his parents will pay, he’ll owe over $70k at graduation.