Need Help Making List of Potential Schools

My son is a junior this year, and I am looking for help making a list of schools for him to consider.

He’s African-American, 3.8 GPA, aiming for an SAT score of at least 1350. He plays competitive basketball in a homeschool league and has won a couple of regional awards doing that, but will not be recruited or play for a college team. Other than that, no spectacular ECs. He works at a pizza place, attends youth group, and will be working on some volunteer hours at a local community center. He has no AP courses, but is planning to take 4-6 dual credit courses next year. He seems to be leaning toward a major in business, finance or accounting.

We have about $20,000 set aside for him and can probably cash flow $5-10,000 more per year. He can also work summers bringing in around $3,000 per year, and maybe earn his pocket money during the school year. He has 6 younger siblings, and we want to help each one of them so we need to keep him under budget. Our EFC came back as $40,000 per year even when we ran the calculator with 2 in college so we won’t get any aid, but we’d love to find a school where he can at least get free tuition, leaving us to pay room and board.

If we can’t find anything affordable, we’ve agreed to a Plan B of 2 years community college, then transfer.

So far on the list, I have UT Dallas (where his dad and I both graduated), Texas A & M, Texas Tech, and University of Houston. A friend suggested we consider private and out of state schools, but I have no idea where to begin searching for those type of schools. Any suggestions for schools we should add to the list?

Also, we are not especially interested in HBCUs.

Thanks for any help or advice you can offer!

http://automaticfulltuition.yolasite.com

This is a good starting point, even if the info is not up-to-date.

You can go to each school’s web site and look under scholarship info, and as you say you’ve done, run the NPCs (Net Price Calculators).

We were on the hunt for big merit aid because our in-state schools are NOT cheap (Illinois).

We started to work on our long list spring of junior year, then narrowed it down to a short list by August & September of senior year. Most schools had their updated scholarship info posted by August just prior to application season.

Our oldest did community college then transferred to our state’s flagship. She had a great experience at both schools.

Our youngest was set on going to an elite private, but we cannot afford our EFC. So, even if she did get accepted, the FA package was not going to get us to affordable. We needed merit aid large enough to get it well below our EFC.

She ended up getting an amazing scholarship at an OOS flagship from her PSAT scores (National Hispanic Scholar), and we told her she needed to take the money. She’s doing well now.

Many of the big merit awards as based on a combination of GPA + ACT or SAT scores, or GPA + PSAT scores (National Merit, National Hispanic, National Achievement?).

Once you have some actual test scores in hand, this will help you hunt for merit aid and find other affordable options.

I think there is a strong narrative out there that if your kid applies, and gets accepted, that some school is going to THROW money at you, no matter what your EFC is, in order to get your kid to attend. Add URM, and people seem to think bags of money are going to fall from the sky just for you.

You’re on the right track by looking at the big picture (multiple kids), running the NPCs, having a budget, and keeping community college on the table.

This site is a very good source for finding affordable options. Come back when you have those first test scores. :slight_smile:

Thank you! That is helpful. What kind of social experience did your oldest have going to CC, then transferring? Was she able to get involved in clubs, find a roommate/friends, etc.? That’s my only concern about going the CC route. My husband I met at college and have so many lifelong friends we met there.

http://talk.collegeconfidential.com/financial-aid-scholarships/2006094-2017-automatic-full-tuition-full-ride-scholarships.html#latest

The above list IS up to date.

http://talk.collegeconfidential.com/financial-aid-scholarships/1651944-very-low-cost-oos-coa-universities-less-than-25k-coa-for-everything.html#latest

This link has not been updated…so check EACH college for current costs.

Thanks!

In addition to the updated automatic full tuition list linked from #4, there is also an older list of competitive full tuition scholarships at http://competitivefulltuition.yolasite.com/ . Competitive large scholarships are usually best viewed as reaches.

In all cases, verify scholarships on school web sites.

Meaning $20,000 per year, or $20,000 for all four years ($5,000 per year)? The latter would be a much tighter constraint on cost than the former.

$20,000 total in his college fund, plus another $5-10K annually from our income. So we can contribute a max of $15K annually.

FSU may bring you in at budget as long as he gets the SAT/ACT score to waive OOS tuition. They superscore and the 1350 should do it. Combine that with a fairly attainable “Freshman Scholarship” and COA for current year is in $15,800 range - add in travel etc. One of the better values out there. Good luck.

Happykid did the CC to state U route. It worked well for her academically and socially. Even though the numbers would have worked for us, she landed one of the full tuition and fees scholarships offered by the CC so what would have been two years of CC tuition and fees got stashed away to help pay for the two years as the state U. Don’t forget to check for scholarships at your kid’s potential CC!

If you think you can cash-flow $5,000 to $10,000, then start living that way right now and put the money into further savings for college. This will let you know how tight you can make your belts without losing your minds. You may find that your cash-flow-ability is much less (or even greater) than you had expected.

For merit money, you need to look at schools that will want your son and are willing to pay to get him. Typically, that means schools where his grades and scores put him in the top 25% or so of the entering class.

The first step to considering OOS schools is to focus on what he is interested in: geographic location, size, urban vs rural, how far from home. Then start looking up schools that meet those criteria and look to see if they give merit money and how your son stacks up. Remember to use unweighted average when looking at the school’s GPA range. If you provide more factors, you may get some good suggestions from this forum.

I would encourage him to take the testing seriously. Have him prep if he can. A 3.8 is a good GPA so getting the best test scores he can will help.

@jazzymomof7 wrote:

“Thank you! That is helpful. What kind of social experience did your oldest have going to CC, then transferring? Was she able to get involved in clubs, find a roommate/friends, etc.? That’s my only concern about going the CC route. My husband I met at college and have so many lifelong friends we met there.”

Our oldest had a very good experience at community college. She took longer than 2 years to get her Associate’s. She started out with an eye towards microbiology, but got run over by Chemistry 101, and then struggled mightily with every math class. In fact, she re-took one math class. She figured she would get it, eventually, but it would not be easy for her. She was at the tutoring center, for math, often.

She got involved in SGA (Student Gov’t Association), and as an elected officer, she had to sit in on a lot of board meetings for the college, and had direct interaction with Administrators and Professors. She learned a lot. SGA also attended several out of state conferences, so she was able to travel to some cool cities. She caught the PoliSci bug.

She worked quite a bit, as a hostess in a restaurant, then a server, while going to school full time. We made her pay for a LOT, and she has developed good budgeting skills & “knows the value of a dollar”.

She was often in touch with Admissions at our state flagship re: the transferability of her courses and making sure she was on track to gain admission as a transfer student and then graduate on time.

She already knew older kids who had transferred down to the university, plus other kids who were going to start the same time she was. She wasn’t sure whether to house with the Transfer Student LLC or something else. In the end, she went for a different LLC, and found a freshman for a roommate. They got along well, and roomed together, off campus this time, her second year.

She didn’t join any clubs at the university, but was plenty busy with her department, and with her internship at a State Representative’s Office. It seems most of her friends were people she met at the internship, and people in her major/department/classes. With Social Media, it’s so easy to connect.

She kept an eye on the students in her major who graduated ahead of her and got a good feel for “what’s next” and what she wanted to do when it was her turn. She’s in WashDC now, and soooo happy.

Definitely, going the community college route is different than going straight to four year. For our kid, it turned out to be a really good fit. I have been impressed with her compassion for non-traditional students. She was exposed to relatively young students who had children of their own already, saw students working full-time jobs & living on their own while trying to slog through school, and of course, board meetings included the discussion of retention rates by gender & race and possible solutions. It was a different kind of education.

At graduation, we were talking to some of her professors, two of which she did off-campus classes with (one abroad, one out west). I said something like, “She sure did pack a lot in, in two years!” and one of the professors looked at me quizzically. I said, “Oh, she’s a transfer student! Came in as a junior.” The professor said something like “I would have never guessed she hadn’t been here all four years”.

Someone else had said to us, who had gone the cc route themselves & wanted to be encouraging, “You know, her degree is going to say University of Illinois, not 2 years at community college and then 2 years at U of I.” It made us laugh, but yes, that’s right, isn’t it?

In comparing schools and the quality of the education, it seems so much hinges on the student themselves. Bloom where you are planted. Notice opportunities & grab them. There are many paths!

Lastly, at our local community college, there is a substantial reduction in tuition for students who are in Honors and who maintain a certain GPA, making the cc route even more affordable.

Good idea, but note that some potential cash flow may come from spending less on food and utilities for a high school student who goes away to college. Of course, if the student stays home and commutes to college, those costs do not go away.

OP you sound like your in Texas. Do you know your sons class rank. This is important in Texas.

Looks like the student is home schooled, so no useful class rank (1 out of 1). A recently passed Texas law, SB 1543 of 2015, directs Texas public universities to assign class rank to match that of other applicants with the same standardized test scores. http://www.legis.state.tx.us/tlodocs/84R/billtext/html/SB01543F.HTM

Obviously, this means:
(a) Standardized test scores are very important for home schooled Texas students. Student may want to retry the SAT and try the ACT in order to gain the best possible standardized-test-derived class rank.
(b) Due to lack of transparency on how standardized test scores match with class ranks of applicants to each Texas public university, the student cannot know beforehand whether his class rank will be high enough for automatic admission.

My apologies, I missed the home schooled part. Like stated his ACT/SAT scores are going to be super important in order to make a list of schools.

Have him study for and take the PSAT because if he gets a high enough score fall of junior year that means national merit and big money at certain schools. Do some research on the nations merit program.

I’m glad to hear the positive stories about community college. The one in our area is 15 minutes from our house, and very inexpensive. It also has transfer agreements with some good schools.

My son is doing some intensive prep for the PSAT and SAT right now. I read somewhere that 1350 should put him in the top 7% for class rank for automatic admission so that’s why we set that as a goal.

Does anyone know how high SAT scores need to be for competitive scholarships at public schools in TX?

I guess I can make a better list once we get his test scores back, and then we can start visiting schools this spring.

Depends on the school. Forty Acres at UT Austin is presumably highly competitive.

But 1260 SAT and 3.50 unweighted GPA gets an automatic full ride at Prairie View A&M:
http://www.pvamu.edu/faid/home/types-of-aid/scholarships/university-scholarships/
(But check how GPA for home school is handled.)