Need help! please! financial aid and scholarships

<p>All together my loans are over 20,000 just for the year. Sorry, but where can I apply for EFC I'm new to all this. I would love to transfer as a junior but not all credits were accepted :(. I have 41 credits going into Clark. Thank you.</p>

<p>Tuition: $14,522
Room & Board: $6,816
Plus Books</p>