<p>The cost of attendance includes room and board. As heads up, a merit scholarship will reduce one’s need before it reduces the EFC. </p>
<p>Some schools with generous need based aid: [Project</a> on Student Debt: What’s the Bottom Line?](<a href=“http://www.projectonstudentdebt.org/ncoa_chart.php]Project”>http://www.projectonstudentdebt.org/ncoa_chart.php)</p>