My D was offered 2 scholarships 21K to Loyola Maryland and 22 K to Emmanuel in Boston. Accepted to her top choice UPITT still no scholarship info? Waiting On 3 more Lehigh, Temple and Oregon. Do any Univ offer full academic scholarships ? We are considered mid class so we will have to get Liam’s to help her. ?
Pitt offers full tuition scholarships with some students also getting offered an interview for room and board. Lehigh offers full and half tuition scholarships. I don’t know about the others.
What are your D’s stats? What can you afford to pay each year?
All you need to know first is how much can you pay, then you can consider the total COA of all your choices and choose then. Wait until you have all the offers to compare costs. IMO PP loans are not something I would consider. Pay if you can afford it, sure, but borrow? Nah. You have 3 kids and 25K a yr is too much in your other posts, so you are probably going to have to do the math to your comfort zone. What local options are the most affordable?
Thank you for all the info, we are so proud of our D. She works so extremely hard to become a Physician one day. We can’t afford to pay more then 750.00 month.
Her GPA 4.3
All AP/IB classes
ACT 30
She spent the summer at Harvard Med program (won a scholarship). Fell in love with East Coast.
We will move into a cheaper home in our city in Calif. if it helps her,
Does UPITT take this long to decide for scholarships?
If she wants to go to med school, free or close to free undergrad is the way to go. Many kids with much higher stats keep the big picture in mind, med school is $$. Also many, if not most kids will never go to med school, so look for a school where she can succeed at regardless. What is your local 4 yr UC/CSU (commutable or not?)
You would send her to Pitt from Cali? Her stats are just not high enough for big scholarships almost anywhere. What is the UW GPA? Her UC GPA? Your cost at a UC/CSU? WIll you qualify for FA? Is she first gen, URM? Are you from overseas?
Pitt hasn’t been giving merit scholarships at ACT 30, but you can call and ask where you stand. I think Oregon is unlikely for a full tuition scholarship.
I hope she applied for a California school. Falling in love with a school (or the east coast) doesn’t mean you can pay for it.
She will not get a scholarship from’pitt for a 30 act. Their scholarships are almost entirely test based and depend on top 1% test scores.
If pick Loyola over Emmanuel in terms of academics.
Where else has she applied?
Rather than the scholarship, can you write down the result of
(Tuition, fees, room, board) - (scholarships, grants)
For EACH college your daughter applied to?
What’s your annual income?
I’d suggest you run the NPC on Dickinson (excellent for premed, international atmosphere, small walkable town, excellent need based and some merit based aid); Goucher college; St Lawrence; Muhlenberg; Lafayette; Bates and Bowdoin (TEST OPTIONAL! Those are elite schools that will consider her school work, ECs, essays, not her act which is below what they want - their financial aid is excellent).
Hurry because deadlines are tomorrow at midnight for some of these so PST it means you have 36 hours or so.
Pitt does not give much aid to anyone except the very cream of the crop.
Have you filled out the FAFSA?
What is your expected family contribution (EFC)? Your income?
You might think all you can afford is $750 a month, but if the FAFSA comes back with something a lot more, then you will be facing a gap, most likely, at all schools.
I would seriously recommend looking in-state. You want as little debt as possible before med school.
Keep in mind that with any students loans though the government you can no longer delay payments if you continue to grad school or med schools. TA positions may now be considered taxable income (a recent change). Also some school will give you free or reduced housing if you are excepted as an RA, after your freshman year.
OP has an undisclosed FAFSA number in Dec which she or he didn’t understand.
OOS aid for UO is not likely. What is your in-state option? Hate to say this, but being from Boston originally, Emmanual College is not known as a competitive college for medical school admittance. Your D might be better off at your state uni in an honors program and graduating with excellent grades. Most state unis will have strong bio and health sciences.
@Sybylla, I believe a 30 ACT and her GPA would get her a full tuition scholarship to UA-Huntsville.
CoA UAH OOS $37,362 -$20,556 (tuition value) = $16,806 - 9000 (parent contribution 750/mo) = $7,806 - 5,500 student loan = $2,306 for the student to cover through outside scholarships, graduation gifts, or summer job.
The cash flow for this option is probably very doable since the school has installment plans and hopefully the family could get a tax credit in the spring, too. The CoA OOS includes reasonable estimates for transportation $1,956, Books $1,956 and Misc. $2,204
https://www.uah.edu/admissions/undergraduate/financial-aid/costs
https://www.uah.edu/admissions/undergraduate/financial-aid/scholarships
But this student IS from Cali, there are plenty of options that wouldn’t need UAH as the alternative.
UPITT came back offering 75 percent covered, with her private schoorships she is now covered 100 percent! Loyola also granted additional money, she has 2 schools fully covered. Now she must make a choice!
Make sure that Loyola and UPitt will stack their scholarships/aid on top of her private scholarship. Some places won’t.
So she got 75% total COA covered with a merit award? Academic merit with a 30/4.3 ? That is amazing.
Congrats. Lehigh is VERY competitive for merit aid. I was surprised how much so. Glad you already have some great options.
Did both schools cover the costs with just grants and the ~$5500/year student loan? Some colleges bury Parent Plus loans in the award letter making it look like the cost to you is very little. One of my son’s schools did that with a $20k/year loan. Those loans aren’t guaranteed – if you have debt or bad credit you may not qualify all 4 years – but we weren’t interested in taking them anyway. Make sure her choices are affordable all 4 years. Ideally, that means keeping borrowing to just the ~$5500/year federal student loan.
Loyola’s COA is $65k. If she got a $21k grant, with the $5500 student loan and the $7500 you can pay, the net cost would still be over $30k/year. They awarded her $21k then added another $30k/year grant on top of it? I’d check very carefully to make sure the $30k is actually a grant and that they allow stacking.
Colleges offering scholarships based on gpa/Sat
http://talk.qa.collegeconfidential.com/financial-aid-scholarships/2006094-2017-automatic-full-tuition-full-ride-scholarships.html