Need serious help!

<p>ok guys ill make this short. I go to Penn State. Junior year fall semester had some issues going on, didnt do well and withdrew but re-enrolled. Spring semester just as things were going well my old roommy passed away from cancer so it really hit me hard. After all the stuff that went on i was just sad for a while, end up doing horrible as well and withdrew again.</p>

<p>As i was withdrawing i was asked when my last date of attendance was and I said sometime around february(when my friend passed). Lady said if I dont confirm it within a month they would mark my last day of attendance as the day I withdrew so I didnt pay any mind to it. I paid 20 bucks to re-enroll for next semester picked all my classes that same day, etc. </p>

<p>The next day I was dropped and because of the "last day of attendance" i now owe like 16 thousand dollars to PSU because my financial aid left. I cant even transfer out anywhere because they are withholding my transcripts until i pay that. Should i take out a massive 40 thousand dollar private loan and pay that off and continue school there or should i transfer out somewhere else like Rutgers or Seton Hall (im from new jersey). </p>

<p>Im really worried because the fall semester of that year i didnt pay until december so i lost my grace period, now that summer is winding down my loans are going to come at me so I have no degree, cant find anything but 7-10 dollar an hour jobs.....what do I do? Any suggestions please??? Thanks guys.</p>