How much are your parents willing and able to pay? You need a frank answer to not only that question but also need their 2018 income (AGI) as reported to the IRS, and assets as of now including equity of your home in order to get an idea of what colleges will expect you to pay. Those schools that tend to be most generous will want information like that on CSS PROFILE in addition to the basic FAFSA info that you will need to complete in order to get financial aid. At this point, we don’t know, nor do you, what you can afford. Could you pay $75-80k a year for the likes of BC, NYU, Fordham, Williams if you were accepted and not eligible for any financial aid?
Yes, you Are released from your ED commitment if the financial aid package is not enough. But, you do not want to waste your ED card on a school that is clearly not affordable from the get go. You run those NPCs on the school website and see if the results are within striking range. As a general rule, schools are a little bit more generous for ED financial aid applicants just because there is more money availability early in, and because the schools do want to close the deal with ED acceptances. Still, we are talking just a bit of an edge, not huge amounts. You really do not want to start the application season that way. So figure out what schools are even doable financially.
You do not have a safety school. Neither Geneseo nor Binghamton are true safety schools for you. Geneseo’s accept % is high but so are the quality of the applicants there. I’m surprised each year who doesn’t get into Geneseo. It may be an excellent ED school choice for you. Again, with no idea about your financial situation, i hesitate. There is the NYstate Excelsior award that covers SUNY tuition, but the income cap is $125k. There is also the STEM award for those in the top 10% of theIr high school class that pretty much covers SUNY tuition. You have to stick with a designated STEM major, stay/work in NY for 5 years and stick to a bunch of other rules for that award. It can also be applied to private colleges in NY, I believe but the dollar amount is fixed.
I suggest you look for an affordable school that you know will take you as a safety as you look for that ED school. You don’t need an ED school like you can need a true safety
EA available at Albany, Binghamton, University at Buffalo, Cortland, New Paltz, Old Westbury, Oneonta, Oswego, Purchase (College of Liberal Arts and Sciences only), and SUNY Polytechnic Institute among the SUNYs. Some of these can make excellent safety schools for you, and it’s going to be tough to beat the SUNY price, especially if you get one of those SUNY awards I mentioned above. Perhaps one of these schools are within commutable distance. Also, there are quite a few Catholic schools with generous merit that may meet your criteria.
Thought it’s Far less fun and not a bit sexy to discuss safeties rather than ED reaches, they are more critical. Especially if financial restrictions are there
As far as reach schools go, if the NPCs work out with what your parents will pay— if in the NYC commuting distance, if you give up living at school , there is even mote financial leeway. Maybe NYU, more likely Fordham , is affordable that way Hofstra gives out some decent merit money, I know. Manhattan and Manhattanville, the same. Iona too.
I like LACs, and, yes, they are great for premed support. Frankly, IMO, Williams is a lottery ticket for you. Even with your test scores up to your goal. You have nothing going for you in geographics, gender or hooks, and that’s what it takes to get in there —a combo of all three, sometimes, at that test score level. Williams is highly, highly selective. It gives zero merit money, though generous in financial aid. Money aside, Union, Trinity, F&M, are some reaches that ED might clinch. BC just started ED and so it might be a good choice , but it’s tougher for females, and they get more NY applicants than they do from MA! again, , I’m ignoring the financials in recommending these schools
A reach but possible ,yes, I’ve seen it happen, is Cornell—one of the state schools. Human Ecology. . Do the research. ED boost, NY state resident boost and if you study that school V-E-R-Y carefully and can craft your short question and essay answers to show what a great fit and contributor to that school you would be, can get you an accept or a delayed spring or guaranteed transfer option pending a successful freshman year elsewhere. I’ve worked with kids on that app, and have been surprised at the possibilities. It’s not a LAC. And Cornell’s rigor can hurt med school prospects because you HAVE to get a high GPA to have a chance for med school. Though pricier than the SUNYs, there is a deep tuition discount for NY state residents at the 3 land grant colleges at Cornell. If you get the NY state STEM award as well, the cost for tuition is $30k with total cost around $50k before any financial aid as compared to high $70s for the other Cornell schools and for those not NY state residents at the land grant colleges.
I would pair an affordable (running NPCs) high chance favorite school ED with a whole scad of EA safety (and not so safety) schools if I were you. If you have a favorite. Like BC or Williams (though I think too high reach, but that’s giving you the best chance at it) with match Fordham, Binghamton, Albany, Hofstra(if still EA), Buffalo, and then fill the rest with safety EAs as I listed in SUNYs and also some smaller private schools where your stats are at the top echelon. See what pans out. If you are in ED and affordable, game over. if not, you can go over your early results and strategize what to do for RD, or just pick from what accepted you early.