New IRA affecting EFC score?

[Arutha]

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Money contributed to a Roth does not reduce your AGI. It is not added to income by the FAFSA formula as it is not deducted from your income in the first place. It has already been reported on FAFSA as income as part of your AGI.

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<p>Thank you very much swimcatsmom. Does that also mean contributions to Roth need not be reported on FAFSA/CSS profile?</p>