New Student Loan Disclosures

<p>Seems like a good idea to me:</p>

<p><a href="http://www.nytimes.com/2012/06/05/education/deal-reached-on-student-loans.html?src=recg%5B/url%5D"&gt;http://www.nytimes.com/2012/06/05/education/deal-reached-on-student-loans.html?src=recg&lt;/a&gt;&lt;/p>

<p>This was brought up a week or two ago on another thread. I still want to know: Is the payback calculated on the regular payment method, with repayment beginning after 4 years of school? Because many students will use other repayment methods that will result in a longer payback period, meaning even more interest … and many take more than 4 years for an undergrad, not to mention grad school. In other words, wonder how long it will take students to come back & sue the school for not “accurately” letting them know what they would have to repay.</p>

<p>I would rather see a link to an interest calculator, which students could use themselves to estimate the long-term effect of interest.</p>