<p>Wow, you guys have a weird definition of "subjective".</p>
<p>Bay - my point is that colleges do NOT meet routinely meet EFC. EFC is a number that establishes eligibility for federal aid dollars. My daughter was eligible for a $2625 stafford loan at every college she applied to. </p>
<p>How can a formula based on a set of rules that applies equally to everyone be considered "subjective"?</p>