<p>well I’m certainly not as rich as rhandco thought… lol. My dad did say that our EFC was higher than it should have been because of bad timing (I’m not exactly sure what he meant, but it was something related to having an abnormal W2 last year or something like that) and the fact that we have no debt (mortgage paid off last year, no college debt, etc.) and a lot of assets like a relatively high priced house. I talked to my dad, and he said that every year, we probably have around $20-30k left over. I don’t really know if that is a good amount to have left over ever year to pay for cornell but from my point of view I didn’t want to put that kind of strain on my family financially. My dad did say that it would be possible to take a home equity loan or take money out of life insurance, but I don’t really know what all that means. If it is bad for my parents financially to do that, I would certainly not apply to Cornell anymore, especially because my brother will be going to college in four years, right after I finish college. I certainly plan on applying to schools like UIUC, GT, etc., I was just concerned because I planned on applying ED to cornell, which would not leave me any chance to consider schools like those if I am accepted. </p>