<p>I don’t know what school this is, but most schools put loans IN their FA packages, so you wouldn’t be able to take out MORE loans to cover your “family contribution”.</p>
<p>You’re right about that, too. As I said I will just apply and see. Don’t worry, I won’t do it if the cost is not right since graduate school is my priority. I am also looking at some better schools in-state that would all cost the same as my current university (and all require the FAFSA only I’m pretty sure), the school in question is my one reach (financially at least).</p>
<p>Glad you understand the process now. And very glad you are exploring multiple options for the upcoming school year. In most cases, the schools that require information from the non-custodial parent USE that information to come up with your family contribution. That NCP’s income and assets will be counted. The schools are really only concerned with what your dad CAN contribute, not whether he is willing to contribute. SO you are doing the right thing by considering options that will not involve significant debt or high family contribution.</p>
<p>Good luck. I hope it all works out.</p>