<p>@4kidsdad </p>
<p>Unless the NPC includes that large merit award, the NPC will not be accurate. </p>
<p>If any grant is awarded, but the merit isn’t taken into account, the student can’t just add the merit to the grant. </p>
<p>Very likely with that income and over $200k in college savings (plus whatever the parents have saved), this student isn’t going to get a dime of any free money other than that merit award.</p>