Not applying anywhere ED for financial reasons

We are in a similar boat. We were disheartened by the proportion of ED admits, 35% to 50% of the total class at some of the schools. I still think visiting shows interest and letting them know that you will not be applying anywhere ED “for financial reasons” is fine, even if you expect to be full pay. For us, it has meant that kids are likely picking only one or two competitive schools to apply to (their highest interest) and the rest state schools. We all will have to be happy with them placed in a state school given that we are choosing not to lock in on $70k per year per kid based on a teenagers fall preferences. That is our current thinking on how to approach the applications given our price sensitivity and unease for ED philosophically.