Not sure where it's worth applying to when my first choice is a match/borderline safety

@menloparkmom Thanks, do you have any ideas for how to bring it up? I feel like they’d be upset if I made them show me the IRS stuff.

I appreciate the link to the financial aid forum!

How about sitting down with them in front of a computer and running the net price calculators for some colleges? When the net price comes up, ask them if they are comfortable with that price, without compromising their retirement savings, younger siblings’ college money, etc…

@ucbalumnus Yeah, that’s what I was thinking, they might just say “don’t worry about it” but I’ll give it a shot

@DogsAndMath23
here are links to threads started about the " money talk", including a guide to how to start it.

In that thread, this post http://talk.collegeconfidential.com/discussion/comment/18388364/#Comment_18388364 describes a student who had a pre-application money talk with the parents, resulting in a relatively stress-free April, while observing friends who did not have a pre-application money talk having battles with their parents and frustration over wasted efforts applying to unaffordable schools.

http://talk.collegeconfidential.com/parents-forum/1767845-do-most-parents-and-students-have-a-pre-application-money-talk-or-do-most-leave-it-until-april-p1.html

@menloparkmom Thank you! I think I’m going to make a post in one of the financial aid forums