<p>I believe the provision for kids up to age 26 went into effect six months after the signing of the legislation. A lot had to do with the date of your policy’s open enrollment. I had to deal with my employer on this…DD would have lost her coverage (not a student) at the end of August 2010. The provision went into effect at the end of Sept 2010, and since she would NOT have otherwise had coverage, this was considered an “insurance event” and the open enrollment did not apply. The problem was what to do for the month of September. My employer agreed to keep her on the policy…it would have been more of a headache to drop her, then pick her up again 30 days later…in fact Anthem probably would not have even had her fully OFF before she was going to be added in again.</p>
<p>The best thing for folks to do is talk to human resources or whomever handles insurance where they work. But the provision is currently IN the law to have kids up to 26 remain on their parents’ policies regardless of where they live or if they are or are not students.</p>