<p>We do NOT claim our S as a dependent as he draws a substantial salary and pays his own expenses. He was offered subsidized insurance by his employer but has opted NOT to take it AFTER I contacted H’s insurer and was told S could remain on H’s policy until he turned 26 due to the Health Care Reform. S was added back to H’s policy effective 1/1/2011.
You or your parents need to contact their insurer & get written confirmation as to exactly whether or not you ARE covered under their policy, giving the relevant info so you can make an informed decision. Policies vary as to what is required for you to remain on parents’ policies.</p>