<p>That is correct for most states. (all?)</p>
<p>But your parent needs to verify this with their employer as it depends on the State, the employer and the insurance company.</p>
<p>I have heard that some states specify that the child must live in the same state as the parent. Now even though my insurance asks all those questions:
- is your child employed
- does you child live at home
- does your child live in XX state</p>
<p>and my answers were yes, no and no
the coverage was still provided.</p>