There is so much more to a job than money, and anyone who loves to work with college students understands the lure of the higher ed job. I tried to leave it, but I came back. I would never tell anyone not to do something they like doing. No one ever seems to feel they earn “enough,” so might as well enjoy what you do. 
Yes - especially if the camp is so offsite that it requires extensive travel costs. Let’s not forget the various training and conferences offsite which also require hotel lodging (many of these conferences are necessary, others are not). Although I agree that Universities have “upped” their offerings with things like career services and mental health services among many other things, there are a lot of inefficiencies - which end up costing students more money than what needs to be spent.
No, I am in college. I am not going to even pretend to have more experience about the professional world. However, due to some people I know, I have had the opportunity to see a lot of these inefficiencies firsthand. I have also interned and am interning in finance and management consulting - and have gotten some business/organizational experience with finance and strategy/ops (you might be surprised by how much overlap there can be in running a business and in running a nonprofit organization). Once again, I am not saying I am very experienced, but I am not talking out of thin air either.
Forgot to mention - I worked on a consulting engagement in which our client was a big university (30-50,000 students).