NYU or Cornell conditional/guanteed transfer?

College Search & Selection
1

<p>I've been accepted to NYU and UF, and given a transfer option for Cornell sophomore year and I am absolutely torn on what to do. I'll be majoring in Nutritional Science/Global Health no matter which soon I'm at, if that makes a difference or if anyone knows which of them have a better program for that? </p>

<p>I could:
-Go to NYU all four years: I love NYU from what I've seen, and the Track/XC coach wants me to run there. Running is really important to me and this is the only school I'd be able to do that at. I'm slightly worried about all the loans I'd have to take out here but my parents keep telling me it's no issue.
-Go to UF one year and transfer to Cornell: There is nothing very appealing about UF to me except that it might be less expensive and I would get to stay in Florida a little longer with my family and boyfriend. But I also really love Cornell and I don't want to regret giving it up. BUT if something somehow went wrong with my courses and I was unable to transfer to Cornell, I would be stuck at a school I don't like.
-Go to NYU one year and transfer to Cornell: In theory this seemed like the best, because I could experience NYU and if I fall in love with it stay, or transfer to Cornell if I think it would be better for me. But I'm worried I'll get too attached, involved in sports, and end up not want to leave. </p>

<p>I'm also worried if I do the GT to Cornell, I'll be missing out in a way on a whole year of college. But UGH I love Cornell so much. And I love NYU so much. </p>

<p>Can anyone please give me advice? Or their experience with NYU/Cornell GT/UF?</p>

2

<p>You need to decide. I know one person who wanted Cornell so badly that he stayed home the first year, went to a local state school to save money and to be sure he’d get the average needed to transfer and then went to Cornell sophomore year. Another person went to her second choice school and loved it so much that she didn’t end up going to Cornell after all. Neither had any regrets about their choice. Only you can answer this. </p>

3

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<p>If it involves more loans than the federal direct loans, or parental loans, be very wary of taking on that much debt.</p>

4

<p>Ahh it’s so hard :frowning: I really feel split 50-50. Any other deciding factors I should consider? </p>

<p>@ucbalumnus The loans are all the federal or plus loans but the ads up to about 48k</p>

5

<p>I’m on the same boat as you with NYU and Cornell GT. I just dont know if I should spend a year at expensive NYU( and potentially end up staying here all 4 years) or an affordable State school and tranfer out next year</p>

6

<p>$48,000 per year of debt is way too much. Even if it is for all four years, that is still higher than the $27,000 federal direct loan limit for all four years ($5,500, $6,500, $7,500, $7,500 frosh through senior). If your parents would need to take loans, then it is likely that they do not have the money (unless in the uncommon case they are using loans as an asset management tactic to avoid selling specific assets at this time but could otherwise comfortably afford to pay). Remember, if your parents are in deep debt, they may not have enough to retire on, so you may be supporting them in retirement, which can limit your life options (job, marriage, kids, etc.).</p>