<p>The point is my – 7 – get that, yeah 7, 6 of whom are through and all GAINFULLY EMPLOYED – take responsibility for their loans, as do I… However, we were not naieve about the process, and I believe many students and parents are, particularly parents of first time college acceptance students. More importantly, many of my 6 who went through were fortunate enough to attend colleges like Davidson WHERE THERE WERE NO LOANS. Count that as one for the good guys.</p>