<p>My daughter-in-law (not law school student) was shackled to loans when she was less than 18. I was fortunate with my children, having had excellent guidance, and support of wonderful schools so that undergrad my own kids did not have tons of loans – and Davidson led the way in ensuring there were NO loans for those children, undergrad. However, too many parents of particularly first one in the family type entrants, do NOT understand that going to college is not a guarantee of a good job. When they see 15K grant and 20K loans for a 35K tuition/room and board package they think “It’s a full ride opportunity” – rather than saying – but, how is my child going to pay back $80K in loans? They believe in the American Dream and the educational system. Sad…but reality…</p>