<p>If you go the community college route for two years, your expenses will be far less, especially if you are able to live at home. Your larger expense would then be for only two years instead of four. It would also give you and your family those couple of years to plan for the expenses for your last two years.</p>
<p>But first…please talk to your parents. The debt you are thinking about is very high…find out how your parents can help you with college costs with minimal debt. See what they say.</p>