<p>@mom2collegekids </p>
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<p>My parents cannot afford to pay for my tuition- even if I were to go instate. It’s a struggle to pay for the AP exams, SATs, ACTs, and applications and I’ve had a part time job to help with that.
I have been applying for private local scholarships, working to save money, and trying to beef up my application for school scholarships, so that hopefully with a bit of need based aid, I won’t have to take out too much in loans. UMass offers better need based aid (not very much more, but still), but OSU offers more merit aid. With OSU, I qualify for enough need based and merit aid to get well below instate tuition. The UMass financial aid expectations seem far more ambiguous, so I guess I’ll have to see what I can get when I hear back from them in spring.</p>
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<p>They’re saying they’ll offer me some guidance in taking out student loans…</p>
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