<p>When our kids were applying, we made SURE there were options on the table that our family could afford. We would NEVER want our kids to take on the kind of massive debt you mentioned, regardless of major. Fortunately, S has a major that offers pretty high starting salaries and more reliable work, but D’s more creative field is much tougher to know IF you will get a job & how much such a job might provide (feast or famine is pretty common for artistic endeavors).</p>