<p>DS got the Woodrow (we are very appreciative and very excited!) and I know that in general state flagships give loans to OOS kids that have financial need and grants to instate kids that have need. </p>
<p>Does anyone have experience with OOS need based aid for South Carolina? Our EFC is around $7,000 and with the Woodrow, adding in food and housing, we are looking at about $24,000 a year. </p>
<p>Should I expect an offer of maybe a loan or two, or is there hop that we will get additional need based aid? </p>
<p>I’m in the same position! I have a high EFC though but it is below the net cost of the school. Is there a limit to the amount of loans they will give you?</p>
<p>I’m in-state, 0 EFC and I <em>only</em> get federal need-based aid (Pell, Work-study, and Stafford loans). I did get the SC Need Based Grant freshman year. (That was $1500.)</p>
<p>USC doesn’t really give out need-based money. They give out the federal grants, work study, loans, and then in-state students sometimes qualify for the SC Need-based Grant.</p>
<p>The limit of financial aid is determined by the total cost of attendance, which for in-state is about $20k a year. Not sure what it is for out-of-state, but they won’t give you more than that.</p>
<p>But to sum up in short: Don’t expect anything much in the way of need-based aid.</p>