Maybe…maybe the student could qualify for instate tuition…after two years of being self supporting totally…in CA…maybe. But the student would still NOT be independent for financial aid purposes.
This student isn’t ever going to be eligible for the Calgrant which is where most of the need based aid comes from for the UCs.
I honestly don’t see the UCs as affordable options…at all.
Agree. If the OP could afford rent, she couldn’t afford food.
She wouldn’t qualify for Calgrants because of her OOS transcript.
Where do your parents live? Or where will you graduate high school from?
I believe the OP said she is from Puerto Rico.
Yes but so many Puerto Ricans have moved following the hurricane that i assumed op had moved stateside.
Op, are you in pr or here?
@MYOS1634 this is what she wrote.
The OP knew that he was OOS when he applied, knew that there would be no financial aid (except Pell). He’s hoping for a miracle.
I don’t see it happening, but he doesn’t want to hear that he should look elsewhere. I fear he’ll let a lot of opportunities slip by waiting for this one that will never happen.
@thumper1 : thanks.
Hoping for further clarification from OP.
As long as the OP is clarifying…
The Op wrote “income $20,000-$30000” written on the fafsa. What does that mean? Was there other income that was NOT written on the fafsa?
Well… I don’t know what else to say. I was discussing with my brother if I could get a co-sign, and chances are, I won’t be able to. My parents earn around $50,000, and yes, I live in Puerto Rico. My hopes were that I could get a few scholarships (which I’m working on), and between that and grants, I would be able to reduce my loan to $30,000. If I do work part time during college, and get more scholarships when I’m enrolled, will UCI (or UCD) become a more realistic option? Otherwise I got accepted into CSUF and SJSU so maybe I’ll go to those.
No UC or CSU will give you any aid!!!
To clarify, my parents don’t fill the FAFSA together. I’m with my mom on her taxes.
You can’t get a loan for $30k. And you can’t afford a CSU either.
You need to realistic.
What is your career goal? How much do you think you’ll be earning as a new graduate? Do you understand that you likely will not be earning enough to make those loan payments? And then your parents will get stuck with the loans
Your parents cannot transfer the loan to you. Your parents won’t be able to qualify to cosign for such large loans. Besides, It is too risky for them.
Also, are they going to pay for you to fly back and forth from PR to UCD a couple of times per year? That’s quite expensive.
Getting scholarships while enrolled is almost impossible. Schools have few funds for those. Do not count of that. Few awards for continuing students even with straight As.
You’re a bio major…what is your career goal???
@mom2collegekids med school
Are your parents married?
Realistically…the public universities in California are NOT affordable for you…none of them.
The State of California is out of money for public colleges and education, that’s why they aren’t giving need-based aid to nonresidents. That’s why they raised the tuition for nonresidents; they need the money.
So after all of this information that was given to you here previously, you still believe that the schools are going to give you scholarships once you arrive? That does not happen, even for in-state students.
As for a loan for $30,000, you do realize that some loans are pay as you go? Lots of the unsecured loans require payment per month. The only ones that don’t are usually the ones you already received from the federal government.
Fullerton will not give you a dime. None of the CSU’s will. The California State University schools are also public schools. They have the same policy as the UC’s: no public money for nonresidents.
Well, then…if your goal is med school, then you don’t want loans for undergrad. You’d have huge loans for med school.
And what happens if you don’t end up with the stats for med school…you’d have a bio degree and huge debt.
Also…it’s insane to go to a Calif public as an OOS premed. Do you realize how bad it is in Calif for premeds?
Do you realize how horrible the premed weeding is in Calif?
What are your stats?
So you want to go compete with a bunch of very smart California kids that couldn’t quite get into UCB or UCLA, but still are very smart, try to get a 4.0 while competing with these students, pay a quarter million dollars for this chance, then come up with another $300k or so to pay for med school (provided you have a competitive GPA). This is a recipe for disaster and as unrealistic as I have ever come across.
What is your SAT or ACT score…and your GPA. Someone here might have a suggestion about a college or two where you could still get enough merit aid…and then add your Pell, Direct Loan, and parent contribution…to cover costs.
But we need to know your GPA and SAT or ACT scores to be any help.