<p>I am aware that OOS students must pay ~20k more than instate students. My question is that would UCLA and Berkeley give me NO aid at all neither merit or financial?</p>
<p>I would have to take out private loans for the entire 35k plus all other expenses?</p>
<p>That’s right. Since most of the financial aid comes from state programs funded by taxpayers of California, UCs do not award any financial aid to out of state students. You should still qualify for private scholarships and/or federal financial aid including Pell grants and federal loans.</p>
<p>Here is a page for out of state scholarships</p>
<p>[Out-of-State</a> Scholarships | UCLA Alumni](<a href=“http://alumni.ucla.edu/scholarships/apply/out-of-state.aspx]Out-of-State”>http://alumni.ucla.edu/scholarships/apply/out-of-state.aspx)</p>