<p>How much does your community college cost?</p>
<p>Are your parents in the picture as far as financially helping out?</p>
<p>Most schools have tuition payment plans that allow you to pay in installments over the course of a semester. That way, you could pay those bills while working.</p>
<p>You will need to look for the most affordable schools - stay at an in-state public college.</p>
<p>The fact is that you cannot borrow more than $7,500 in federal guaranteed loans per year for college. That is your budget, full stop - nobody is going to loan you more money, as you have found out. So you need to work within those parameters.</p>