Hello! I’m planning on applying to many colleges out of state. I also have very good grades and test scores. Is it a thing where if colleges read your resume, and really like you, that they will offer you scholarships or money for you to attend their school over others? Thank you!
No, not at all.
Are you applying to OOS public universities?
Are you hoping to get need based aid? How much?
Are you hoping to get merit aid? How much?
Why aren’t you applying to any instate schools?
How much are your parents willing to pay per year?
There is a net price calculator on EVERY college website. Plug in your family financials, and get an estimate of your net costs. If your parents are self employed or own a business, are divorced, or own real estate other than your primary residence…the NPC might not be accurate.
Re California:
If you are not a resident of California, you will not be eligible for any funding at California public universities.
This includes the UC’s and the CSU’s. UC’s $55K per year, CSU’s $40K per year.
Before you start looking outside of your state, you better find out what your parents will pay.
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also have very good grades and test scores. Is it a thing where if colleges read your resume, and really like you, that they will offer you scholarships or money for you to attend their school over others?
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There are some schools that will do this. But, many do NOT.
Are you a senior now? Many of the merit scholarship deadlines have passed.
Your scores and grades have to be perfect to near perfect for MERIT aid (money that is given to you for having great grades and great SAT scores). That means SAT scores near 1600 and ACT scores near 36, with 4.0 GPAs
Even then, the money may not be great.
What did I miss! Did the OP say she was applying to CA schools as an OOS student? Or was that supposed to,be on another thread?
I would advise against applying to OOS PUBLIC universities. They may not always be in your best interest.
Where are you planning to apply to college OOS? How are you planning to pay for this?
No @thumper1, the OP has not returned. I was providing info re California publics.
I’m planning on universities in Washington and Colorado. I’m planning on taking out loans. My parents are not paying for any of it.
You really need to talk to your GC about this. Your posts show an extreme level of naiveté.
Unless you are a very tippy top applicant, it is unlikely you will see significant merit aid from public universities on CO or WA. none of those publics guarantee to meet full need for all, so need based aid will also be limited.
YOU can take out a $5500 Direct Loan in your name only IF you and your parents complete the fafsa.
Any loans above that $5500 mark will,either need to be cosigner by your parents…OR they will need to take out the loans themselves. Since you say they are not paying for anything…will they take out loans with or for your?
You are looking at needing upwards of $40,000 a YEAR in loans for these OOS public universities. If you are applying to private universities in these two states, the number could easily be $60,000 a year.
You have NO WAY to borrow that amount of. Only…or even half of it…by yourself. No way.
I think you need a very different plan.
You cannot take out loans in just your name that will come anywhere close to covering the costs at an out-of state school. As TomSr recommends above, you need to have a talk with your GC, or some other knowledgeable adult.
@kaitlynw2000 look here for a list of schools that will give automatic merit for stats
automaticfulltuition.yolasite.com
If you are National Merit also check here:
nmfscholarships.yolasite.com
Take a look at the University of Alabama. They do a pretty good job with guaranteed money for out of state kids based on SAT, ACT, and GPA. Good luck!
@kaitlynw2000 :
where do your parents live ?
What’s your EFC (if you don’t know, run the calculator)?
What’s your parents ’ income (45k and below, 75k and below, 200k ?)
What are your stats ?
Kaitlyn, thankfully, is only a sophomore in HS.
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@k@kaitlynw2000 kaitlynw2000 Registered User Posts: 9 New Member 12-27-2016 at 7:38 am edited December 2016 in Florida Colleges I'm a sophomore in highschool. I moved from New York to Florida this year, in the middle of the school year. Because of this I was unable to complete my two years of highschool foreign language (I also took this language since 7th grade). UF is said to require 2 years of foreign language. However, my teacher allowed me to take my lanuage's proficiency exam before I left and I passed with a great grade. I go above and beyond the rest of the college's criteria (minus my SAT and act grade, which I will take next year. I'm positive I'll do great on those though.). Will this however eliminate my chances of even being considered for acceptance? Thank you.
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Kaitlyn, please don’t just make new threads and then don’t come back and respond to questions asked. We want to help you. YOU NEED HELP!!!
You’ve even posted in the Graduate school section.
You’re very misinformed about loans. As an undergrad, you can’t borrow much. So, you won’t be borrowing your way thru undergrad. SO…you’ll need to create a list based on what’s affordable.
Right now, you’re interested in OT. That’s fine. Luckily that is a career path where undergrad name doesn’t matter. Even choice of major doesn’t matter a whole lot…several routes you can take.
Maybe you’re looking at schools that boast excellent grad OT programs. That’s fine. THAT DOES NOT mean that you need to go to that school for undergrad…not at all. Grad schools actually prefer that their students come from other schools. And it’s really best for the student anyway to go to a different undergrad to experience different profs, ideas, research, etc.
Right now, you need to concentrate on getting top grades and top test scores. Figure out how to fulfill your FL req’t. I don’t know if Latin is a CLEP test that works for FL req’ts.
I would recommend if your school didn’t have you do PSAT for sophomore year, that you are sure to do PSAT junior year for NM consideration - if you can test well on PSAT/SAT. I would also recommend you do a base line ACT and SAT test the end of your sophomore year - can check out test dates in your area and get some preparatory information. A student can have a very strong GPA but not test well enough for scholarship consideration. However students can often raise their test scores - DDs could raise ACT scores to better scholarships.
Some students do better on ACT than SAT, and some do better on SAT than ACT.
You will want to got to UG program that gives you a great education with as little of loans as possible. And if your parents will contribute nothing, be aware that you have limitations on FR, SO, JR, SR student loans, starting at $5500 for freshman. That doesn’t typically cover half of what room/board will be at a school.
FL may provide you with a great UG education with the least costs. If 4 yr programs with merit are out of financial range, perhaps you can commute to a school nearby (continuing to live at home) - be it a community college, where tuition is often much lower than 4 year colleges/universities.
Your first goal is getting through UG. The secondary goal is going on to OT program. You want to complete UG degree with as little debt as possible.
If I were your parent, I would have you explore BSN programs. Nursing is exploding, and you could get UG degree and work to save $$ for the graduate program you want to get into. Lots of options. And you can go forward w/o a bigger debt burden.
You need to be aware that interest is accruing from day 1 of any student loan - so even though you don’t start paying it back until you finish college, interest grows. H had to have student loans to complete UG, but we had them paid off in the first full year after graduating; his loans were $3K less than his annual salary (he had to borrow a little every year), so we were aggressive in paying them out. You don’t want to be making minimum payments and have the loans stretch out 20 years!
Listen to a little from Dave Ramsey about student debt and what a burden it can be - I like the way another parent put it, wrapping a ball and chain around our ankles and drowning in the debt.
@kaitlynw2000 Everyone here is really, really hoping you are a junior. It will give you sufficient time to research your options and come up with a plan. If you are a senior, things are going to be very tricky as many merit deadlines have already passed.