Parent Plus Loans...anyone have any positive or negative experiences with these?

[DigitalDad]

In case you weren’t aware - there was just a discussion about that:

Parent Plus Loan information and experiences

I did get around to reading your responses, and I do understand that not endorsing unsecured debt and holding the opinion that financial aid is a debt product that requires more regulation due to the rampant problems surrounding it is not going to be popular with college employees or most Americans. The idea that student loans are necessary and are a blessing to people who seek education has been thoroughly refuted by other posters on other threads; one post comes to mind on the thread about keeping college costs down for everyone, which morphed into a Why? thread quickly. Anyone who is not willing to accept that there is a student loan crisis is choosing to live under a rock. I don’t have student loans any longer, but I accept that I am fortunate. Yes, I chose to pay them off. Yes, I didn’t enroll at a school that I could not afford. I also ignored a LOT of terrible advice that would have sunk me financially from people employed by colleges, all well-meaning, who were tone deaf at t…