<p>I am talking about dependent students. In order to clarify my questions, I just checked the FAFSA. There’s a question under the category Untaxed Income, item j, “Money received or paid on your behalf (e.g., bills), not reported elsewhere on this form.” Won’t my kids have to report money we’ve loaned them to pay college bills, or college bills we’ve paid directly (as a loan)? I guess I’m wondering whether FAFSA looks differently on parental loans than on parental gift aid. If it does need to be reported for “item j,” how will it affect our kids’ financial pictures(FAFSA) and our EFC? Is there a certain way we need to handle this?</p>