<p>“in 1991 I was making less than 15K. I didn’t break 40K until 2000,
finally got to 60K in 2006. Not much room for saving 1K a month on
that income. Yet I still saved about 60K. No, I don’t have a college
degree. And I will happily spend my life savings making sure my son
gets his.”</p>
<p>What about your spouse?</p>
<p>“Isn’t the US savings rate at something like a negative percentage???”</p>
<p>Do those numbers include pensions and 401Ks?</p>
<p>At any rate, your neighbor may be borrowing to fuel his Hummer but
it doesn’t mean that you have to.</p>
<p>“today was triple coupon day at the market, yippee!”</p>