<p>my parents only want me to stay in state and my top instate gave me 4000 scholarship so that leaves 36,000 left to pay for one year. my top out of state ( my overall top choice) gave me 20,000 scholarship with only 11,000 left to pay per year. my parents have non stop saying they wont pay for my college if I choose the out of state one. Since I am 18 can I just take loans myself or do I need requirements to take loans such as owning a home.?</p>
<p>Why wouldn’t your parents pay for the OOS college? It’s way cheaper than the instate. You need a cosigner to get the loans.</p>
<p>You will not be able to take out $11,000 in loans without a cosigner.</p>
<p>It sounds like your parents want you to stay instate. Clearly, finances are NOT the issue…so…what is?</p>
<p>Are they willing to pay the instate college costs or are you saying you are out of options?</p>
<p>Does the OOS offer include loans already? You are entitled to take Federal Direct Loans. For freshman year that is $5,500. So you will need to shave some cost, like scrimp on personal expenses and buy used books and maybe save !,000 or so until you can move off campus if it saves rooming costs. That leave $4,000 maybe you can earn it over summer and do a p/t job for 10 or 15 hours a week when in school.</p>
<p>However, if you have this disagreement with your parents and go OOS, will they fill out the FAFSA and other aid forms for next year? If not you are stuck because you can’t take the loan without filling out FAFSA, I don’t believe.</p>
<p>Do you know what the objection is? Did you calculate the cost and time to travel home? Sometimes different locations between a 4 hour drive and a 4 hour flight really make actual distance irrelevant.</p>
<p>Do your parents really know the difference in price? Have they said that they will pay the much larger instate amount? Have they clearly said that??</p>
<p>I have a relative this way…kids got huge merit OOS, but he wanted them w/in 3 hours of home…and he willingly paid the much higher prices. </p>
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<p>What is the OOS school? Something doesn’t seem right with the price.</p>
<p>What is your home state?</p>
<p>$11,000 is stretching it for what you can self-fund – $5,500 from the maximum federal direct loan plus $5,500 from summer and school year work earnings, or living more frugally than the school’s assumed student budget.</p>
<p>$36,000 is way too much for you to be able to self-fund. Any loans beyond the federal direct loan need cosigners like your parents. So if your parents are not willing to contribute anything, then the $36,000 net price school is unaffordable.</p>
<p>In another thread, you say that you’re a MA resident. what is the instate COA? or is that a private in your state?</p>
<p>"“my top instate gave me 4000 scholarship so that leaves 36,000 left to pay for one year.”"</p>
<p>edit…</p>
<p>"-Massachusetts College of Pharmacy & Health Science"</p>
<p>Is this the instate school? Are your parents willing to pay for this for nursing. I’ll be honest with you…with your stats, it is unlikely you’ll you’ll make it thru a BSN program. Your grades 9-11 GPA is a 2.2 and your test scores are low as well.</p>
<p>This student has started many threads about college choices. If I were a betting woman, I’d say the money is NOT the issue. The parents do not want this student to go OOS.</p>
<p>There is no in-state public school that I’m aware of that costs $36,000…Michigan gets close but only for juniors and seniors in college. Agree sounds like the parents want this student to stay close to home as more important than cost. OP how far away is your first choice college? It would be difficult for the OP to amass $5000 between now and August which would be needed to close the gap in tuition, room and board, add on transportation and books. Most kids can work and earn around $3000 which not to much effort, but $5000 in 5 months is difficult. </p>
<p>Unless money is no object to these parents, I suspect that they don’t want to pay $36k per year for a student with a low GPA, either.</p>
<p>Better sue your parents to pay for that OOS college. I’ll read about you in a few months.</p>
<p>@bouncer, dint a teen already tried doing that.</p>
<p>Massachusetts College of Pharmacy and Health Science is not an state school. It is private and the accelerated 3 year program is pricey since students attend school through the summer. </p>
<p>There is no in-state public school that I’m aware of that costs $36,000…Michigan gets close but only for juniors and seniors in college. Agree sounds like the parents want this student to stay close to home as more important than cost. OP how far away is your first choice college? It would be difficult for the OP to amass $5000 between now and August which would be needed to close the gap in tuition, room and board, add on transportation and books. Most kids can work and earn around $3000 which not to much effort, but $5000 in 5 months is difficult.
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<p>Uhhhh. No. UM does not cost close to 36k$ instate for upperclassmen. LOL</p>
<p>Not even sure why that was mentioned, because it’s not even true or relevant. </p>
<p>Perhaps the parents feel that $36,000 paid to attend a school in-state, when they might have some oversight, is a better investment than $11,000 paid to an out-of-state school where they will be too far away to have any influence. For a student with a 2.2 GPA, they might not think the student has what it takes to succeed without someone looking over her shoulder and making sure she is actually studying.</p>
<p>PA and IL are getting up there, shame on those states! And that does not cover certain special accelerated programs. </p>
<p>Bottom line, it’s the parents money and they can place whatever stipulations they please, Reasons could be other than monetary amounts as to what they want. I’ve known parents who wanted their kids to commute. It could be to a private school which could cost a lot more than going away to some state schools, OOS as well as in, and also with merit money, some of those kids could have gone a way cheaper that way , too, but if mom/dad were going to throw in ANY money, they had to commute. </p>
<p>Not saying I always agree with such demands, but it’s their money. In our case, we let let our kids pick with the money limits put down so they knew that up front, and I wish I didn’t have to do that even. But that was our choice. For others, it’s theirs. </p>
<p>I would like to know which school gives a $20k scholarship for a student with those stats??</p>
<p><<<
Massachusetts College of Pharmacy and Health Science is not an state school. It is private and the accelerated 3 year program is pricey since students attend school through the summer.</p>
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<p>The OP didn’t say that the instate school was public…she just said that her top (choice) instate school only gave her $4k in merit. (I doubt that UMass gave her $4k in merit for a low GPA and low test scores). So, I think the instate school she’s talking about is private…also when you take into account the price.</p>
<p>That said, I know the parents want her to stay in-state, but I’m not sure that they’re willing to pay that much for an accelerated nursing program for a student who’d likely be overwhelmed by the coursework.</p>
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<p>GPA:
Accum. GPA Of Freshman-Junior Year: 2.22
Senior First Quarter: 3.500
Senior Second Quarter: Expecting 3.0 Or Higher</p>
<p>SAT I
Critical Reading: 450
Math: 590
Writing: 440
<<<</p>
<p>I really wonder what OOS school awarded this student $20k per year. Maybe it was really $5k per YEAR.</p>
<p>I agree…what scholarship was awarded for $20,000 for the stats the OP has posted? </p>
<p>Is it possible that the instate college is actually a better college than this OOS one?</p>