<p>My understanding, which might be bogus, is that the young adult cannot obtain insurance through work. I had not heard of school coverage negating the ability to keep on parent policy.</p>
<p>I also have a grad school son. He was kicked off my policy last dec at age 23.
We can’t afford Cobra, bought him a high deductible indiv policy. He is healthy so we only need to cover for the unexpected big ticket items.</p>
<p>My employer (also a health care system!) has just now mentioned that they will be enrolling young adults during open enrollment in the fall for Jan start date.
NO details yet on how much the cost will be, whether those kicked off will be invited back in fact, or only currently enrolled young adults can stay.
I am waiting anxiously for details as well.
The school policy offered our son also is totally inadequate, even though he is healthy.
It had very low per year limits and lifetime limits. One hospitalization could EASILY eat through it.</p>