Parents: Health Care Insurance Reform WILL NOT apply to the Class of 2010. Help!

[gladmom]

<p>According to the NYT article (post 69), </p>

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The law says that adult children who are working and have an offer of coverage from their employer can’t stay on their parents’ plan; about half of the companies said they would seriously consider requiring proof that such coverage isn’t available.

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<p>So if they have insurance from their job, they can’t get coverage from their parent’s insurance. The fact that insurance may be offered by a student’s college/uni would not preclude being on the parent’s coverage.</p>

<p>According to the NYT article from May 10 (post 61), </p>

<p>

Under the rules, an employer-sponsored health plan or a company selling individual insurance policies must offer coverage to subscribers’ children up to the age of 26, regardless of whether a child lives with his or her parents, attends college, is a dependent for income-tax purposes or receives financial support from the parents.

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<p>The trick is that they don’t have to offer this until the start of whenever their new policy year begins after Sept. 23, 2010. They could offer it sooner, but they don’t have to.</p>