<p>My husband is a retired federal employee and our youngest turns 22 in August, recent grad and very much unemployed. I was told this week that unless there is a new directive the Federal Employees Health Benefit program will wait until open enrollment-for us that means we will have to go with COBRA as she is not covered beyond the thirty day grace period. We will see what happens with our older daughter, who will be 25 in November. She just finished grad school and has so far, just one adjunct teaching job for Sept. Her current grad school coverage expires at the end of August so she is checking to see whether there is coverage through adjunct’s union. If not… she will have to be covered by us… hopefully the waiting to open enrollment will be modified and modified quickly.</p>