<p>What I heard was that they couldn’t charge a “premium” rate to insure the post-college-age kids. That is, if the normal charge for a single parent with a child is $450 per month for coverage, they couldn’t charge the single parent with a 24 year-old $550 per month, but they could charge a higher amount, say $500 per month for a single family with any aged child if that’s what their actuarial models suggests. (Though they probably can’t change the rates for existing families until the start of the next coverage year, which is why some are delaying.) I know there’s no free lunch, but I still find it really annoying that a twenty-four year old who is working full time and who is not considered a kid by anyone will be able to get insurance coverage through his or her parents. I can’t wait to see people complaining because their 32 year-old rebounder isn’t covered, and the law should be extended to that too.</p>