<p>Without having read the entire thread, I would like to say that my children have paid for their own health insurance since graduating in 2007 and going off our family policy then. My son’s high-deductible policy in CA cost him $50/month and my D’s PPO policy in OR with $20 copay costs her $124/month (she wanted more coverage). It would have cost far more to keep them on our policy.</p>
<p>I realize that many states mandate far greater coverage–my sister’s son costs about $250/month in NY–but individual policies for twenty-somethings are available and not end-of-the-world expensive in most places.</p>