<p>I’m not sure, because I do not pay attention to the details of how our FA was awarded. I know I should.</p>
<p>However, I decided at the beginning of the process to be completely upfront about everything we had.</p>
<p>I <em>do</em> think colleges take age into account and know older parents have to retire.</p>
<p>I <em>am</em> an older, middle-class parent as well, and we did quite well with FA. In fact, my first graduated virtually loan free, and my second will be a senior and will graduate completely loan free.</p>