@Sybylla@bjkmom High school grades were typically mid to high 90’s, and low to mid 90’s in my honors/AP classes. SAT is 1200, not great, but it’ll suffice for most SUNY’s. Transfer GPA is 3.5, my major is Chemistry.
b.) No behavioral issues.
c.) Basically, they just say “I think you should stay where you are because it’s a really good school for what you’re studying and it’s relatively inexpensive” So, yes, finances are part of their concern, but they’re not paying for it, so I don’t see the issue. It’s not like I’m trying to go to a private university that costs 70k a year.
Can you live at the school you currently attend? That might be a good compromise as you’ll be on your own but close enough to come home on your terms. After 2 years, they may be open to your going farther away.
@Sybylla Well, according to debt.org, “The latest studies say that 70% of college graduates leave school with student loan debt that averaged $38,000 in 2017.”
That’s an average of roughly 10k per year of borrowed money. So, I hate to be that guy, but you’re wrong, you most certainly can borrow that much money.
The loan figures are @$27K that you can take out, many students also have jobs, do you have a job? You want money to live in away from your parents, then get a job that pays enough for that. Usually that means you have to work your way through college. Look at a 6 yr plus type plan. What are your stats and your major? How do you commute? Who pays for that?
You would need someone to co-sign those additional loans. You can not take out $10,000 a year on your own. But if you don’t believe that, you need to try talking to financial aid people at the colleges you are thinking of and private lenders so that they can tell you the same thing. It’s doubtdul your parents would co-sign if they don’t want you to go to those colleges. I won’t co-sign for my kids even if it is for colleges I have no problem with them going to.
@Sybylla How do I commute? I drive. Who paid for my car? My parents. Who pays my insurance? My parents. They spend enough on me, hence why I don’t care if they don’t help me pay for my tuition since they do more for me than a lot of parents do for their kids. I pay for my own gas with money that I have saved.
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The latest studies say that 70% of college graduates leave school with student loan debt that averaged $38,000 in 2017."
That’s an average of roughly 10k per year of borrowed money. So, I hate to be that guy, but you’re wrong,
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I hate to be that mom, but you’re not understanding that stat…that includes students who take longer than 4 years to graduate, students who are independent so allowed to borrow more, students who may have Perkins loans which aren’t available anymore.
These are your loan limits…
Frosh 55000
Soph 6500
Jr 7500
Sr 7500
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They have money and they’re not paying for me to go to school.
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They have money but you qualify for Pell? Neat trick! Do they own a business?
@mom2collegekids My parents are under 50, their house is paid for. I can guarantee you they have more money in the bank than you do by a factor of 10. They’re both business owners, they know how to spend their money smartly. So don’t judge a book by it’s cover!
I did judge a book by its cover…family with lots of money yet somehow qualify for Pell…so I concluded business owners. BINGO.
And you have no idea how much I have in assets, cash, investments. I own multiple properties. I also manage money very well…but we’d never qualify for Pell…
@HeartofDixie Ummm well, you know. Business owners typically show a lot less income than they actually make due to tax write offs, work for cash, etc. Just saying…
I don’t want to be that guy, but really? You come here asking for help, demonstrate misinformation regarding max student loan amounts, and then you get smart/insulting with those tying to offer up helpful information?
@mom2collegekids raises a valid point…you say you receive a Pell Grant (which is a need-based grant for families with low income). Then you say that they have significant money in the bank. So something isn’t adding up.
Regardless…you reap what you sow. So good luck with your situation. If people continue to try to help you given your attitude…well, good on them.
The reality for a student with your stats, commuting to a local school is a good risk assessment. If you suddenly become a savant at the end of your second year, maybe revisit your requests with your parents. I assume you are less of a know it all with them?
Well, this thread has been enlightening. I always wondered how some people that were much better off financially qualified for pell grants while I couldn’t get them even though my parents probably never made over $35,000/year combined. My son will qualify for pell grants when we file the FAFSA next year, but it will be because we are actually poor, not because of “creative” accounting.
Right…and right NOW your costs are about $10,000 a year with all covered by the Pell and TAP, and a scholarship.
If you go to Pitt, your costs will be four times that amount…who is going to pay that extra $30,000 or so? No, you won’t get significant aid from Pitt.
If you move to a dorm at Buffalo, you will be paying not only for your tuition, fees, books…but also for room and board. Who is going to pay for those costs?
Are you eligible for the Excelsior scholarship @sybbie719 can transfers get this?