Pay for your kid’s expensive top school tuition or take out loans by kids themselves?

Another “hard no” vote here for cosigning student loans. An education is supposed to be liberating, but being a debt slave is hardly that.

“As a high school student, I was introduced to the adage that college tuition, whenever possible, is a loan from one’s parents that is repaid to one’s children.”

Love this philosophy, and it is also the way of our family. We too started saving when DD was in the womb. Whatever we end up with is her budget. Knowing her she will stretch that to cover grad school too.