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<p>mom2, I respectfully disagree that it’s difficult for a recent grad to pay back $1700+ a month on a $125K salary! Pharmacy and med students do it all the time and manage to pay their loans back on time, and oftentimes early. If she’s bringing home in the neighborhood of $7K a month, and paying back $2K a month, she still has over $1K a week to live on. The calculators seem to be giving consumer debt ratios such as those that banks like to see…student loan debt for a career that is high demand and lucrative is not comparable. It’s a shame that healthcare specialists must take on these higher student loans but without them our hospitals would be ghost towns!</p>